Ajo Group
“We used to manage our ajo contributions through spreadsheets, voice notes, and endless WhatsApp messages. People forgot payment dates, and there was always confusion about who had already paid.”
Group Savings, Done Right
TrustCirq helps trusted communities manage group savings, contributions, payouts, and member accountability — all in one transparent, secure platform.
Everything Your Group Needs
From the first contribution to the final payout, TrustCirq has your community covered.
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Trusted Groups
Organise savings circles with people you trust. TrustCirq keeps every member accountable with transparent records.
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Seamless Contributions
Schedule and track contributions for every member, with automated reminders so no one falls behind.
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Fair Payouts
Rotate payouts automatically or let the group decide. Funds reach the right person at the right time.
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Full Transparency
Every transaction is logged. Members can view balances, contribution history, and payout schedules anytime.
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Secure & Private
Your data is encrypted and your group information stays private. We take your financial security seriously.
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Mobile First
Manage your group on the go. TrustCirq's mobile app makes it easy to contribute, track, and communicate.
Security & Trust
Built on Transparency
Trust is at the core of every feature we build. TrustCirq is designed so your group always knows where every contribution goes and when every payout happens.
- ✓End-to-end encryption for all sensitive data
- ✓Transparent transaction history visible to group members
- ✓Role-based permissions for group administrators
- ✓Clear audit trails for every payout
- ✓No hidden fees — what you contribute is what the group receives
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Your Group, Your Rules
Group administrators set the contribution amounts, schedules, and payout order. TrustCirq enforces the rules so you don't have to chase anyone.
Trust Score
A fair, explainable score built for community finance
TrustCirq Trust Score is a community finance reliability score from 0 to 100. Everyone starts at 50 and builds trust through consistent contributions, successful repayments, completed group cycles, and verified identity.
It is not a traditional credit score. It helps savings groups and borrowing circles make safer decisions while giving every member a clear path to improve.
0-49
High Risk
Needs attention
50-68
Building Trust
Starting point for new members
69-84
Trusted
Consistent reliability
85-100
Highly Trusted
Strong repayment and contribution history
Community stories
Real groups, real accountability gains
From Chicago and Frankfurt to Douala, Lagos, and Johannesburg, groups use TrustCirq to reduce confusion, keep members aligned, and modernize familiar savings systems without losing their community rhythm.
Tontine Group
“Our tontine group has members in Germany, France, and Cameroon, so managing contributions across countries became difficult over time.”
Njangi Community
“In our njangi group, trust is everything. Before TrustCirq, keeping records manually caused disagreements whenever someone missed a contribution or repayment.”
Ready to Start Saving Together?
Download TrustCirq and invite your trusted group. Managing group finances has never been this simple or this transparent.