TrustCirq Features

Everything a trusted savings circle needs to coordinate contributions, payouts, loans, and accountability.

Contribution Tracking

Record who has paid, what is due, and which cycle each contribution belongs to so the whole group has a clear shared record.

Rotating Payouts

Plan payout turns for Njangi, susu, tontine, chama, Ajo, and other rotating savings circles with transparent schedules.

Multiple Hands

Support members who take more than one participation slot, with cycle length and payout expectations tied to total hands.

Trust Score

Help groups understand reliability through an explainable score based on contributions, repayments, completed cycles, and verification.

Loan Workflows

Organize loan requests, repayment expectations, and group review without turning informal conversations into lost records.

Private, Secure Records

Keep sensitive account details protected while giving members and admins the visibility they need to manage the circle.

Built for real community finance

TrustCirq is designed for groups that already know and trust each other, but need better records, reminders, payout visibility, and safer decision support as their savings circle grows.